Contacting insurance lawyers can be an intimidating thing to do. Not many people know quite what to expect in meeting an insurance lawyer, what you need to bring, and whether your case is a worthwhile cause. Well in this article, find out just when to contact an insurance lawyer, what you can contact them for, and what to expect from the process.
Should I contact an insurance lawyer?
One
of the most common questions about insurance claims is: Am I
eligible to make one?
This can be a tricky situation but, in most cases, if you have sustained an
injury that was not your fault, either at a workplace or out on the road, you
can make a claim.
Many
insurance lawyers operate within their own specialties ranging from accidents
at work, car crashes, accidents
between pedestrians and automobiles, all of which can be resolved through an insurance
lawyer. You just need to find the right one that suits your needs. Many out
there offer free consultations and can answer many of your initial questions
straight away.
What is the process of an insurance claim?
To
get the most out of your insurance claim and to ensure that it is paid swiftly
and easily, the more information you have the better. It is best to keep a
paper trail and evidence of each of the steps you make so that the claim can be
easily resolved.
One
of the first tasks is to report your accident as soon as you possibly can. The
quicker that you do this, the easier the process is. Whilst most states have a statute of
limitations of up to
two years on most accidents, it is not recommended that you wait that
long.
Documentation
Next,
you should document your losses as thoroughly as possible whether that be
through written lists, photographs, or a written statement about the event.
This way, the insurance company knows exactly what you are claiming for and the
value of the items.
Your
insurance company will likely give you claims forms to be filled out. Again,
use as much detail as possible to ensure that you receive the right amount of
compensation. Speed and accuracy are key again in this process. The quicker you
make your claim, the quicker it will all be sorted.
Offers and Settlement
Finally,
you should receive an offer from the insurance company, usually within the
writing. However, a key tip is to ask how long you need to wait for your offer
and set a deadline for the company. If you receive no response, pester them.
You have the right to your compensation and as such, you can and should push
for it.
Hopefully,
after these steps, you will receive your compensation as soon as
possible.
Unsuccessful claims
Unfortunately,
no guarantee can be made that you win your claim, and it should be noted that
in the event of losing, you are responsible for the legal
fees and repercussions.
However, if you follow the process above and select the correct insurance
lawyer, you should be in with a good chance.
Always remember knowledge is power! So, you should document everything you can to ensure your claim is successful. Contacting lawyers at the best of times can be scary but you have nothing to fear from a good insurance lawyer.