If you can’t afford a car repair, how can you afford to get your car fixed? Here are some creative ideas below.
Negotiate With The Mechanic
Some repair shops have discounts. You can try to talk to them to see if there are some at the time. Additionally, you could ask if they have a payment plan that works for you. There are also repair shops that give their clients the option of paying monthly payments using credit cards instead of paying one huge amount. Talking to the mechanic is a good way to get a deal that favors you both.
Shop Around For Better Deals
If you do not have to pay immediately for the repairs, you can shop around for better deals from various repair shops in your location. You will find some mechanics that can give you an estimate after checking to see the extent of the damage to the car. Others will prefer to charge by the hour. Getting quotes from three or four mechanics will give you an idea of how much the job will cost. You will be able to get a deal that is suitable for you if you shop around. It is also advisable to beware of suspiciously low prices, as these could mean that you will not get high-quality professional work.
Find Someone Handy And Barter Trade
If you cannot find a professional that you can afford or a deal that works for you, look for someone good with cars. It could be a neighbor, a colleague, or even a family member. Ask them to have a look at your car and see if they can handle the problem. You should not have them do this for free, of course. It is best to help them with something that they want, and you can do. You may be surprised to find that they have a service that they need help with, and bartering with them can get your problem solved without you having to pay a professional.
Get A Loan From Family Or Friends
Talk to a family member or a close friend that you have a good relationship with to help you out with a personal loan. You can set up a payment plan that works for both of you so that there is no mistrust during the situation. Make sure that you pay back the loan at the agreed-upon time to avoid straining your relationship. Keep in mind that you may need their help in the future, so if you flake on your payments they may decide not to help in the future.
Consider Using A Credit Card
You can also use a credit card to pay for the repairs, but you must choose a low-interest card. You should also make the required payments for the card so that you do not get very high-interest rates.
Take Out A Loan
If lending from friends and family isn’t an option then you can consider taking out a personal loan, many are now available in your account the next business day. It is quick and simple, you will have the money in your account ready to pay for your repairs in no time.
Sell Items For Cash
You can list some of your items online on sites like Gumtree or eBay. Find things you do not need and sell them to pay for the bill. Electronics, household items, and clothing are some of the items you can sell.